Updated Rules and Instructions for Payment of Pension and Family Pension from Pension Disbursing Authorities
No.12/4/2020-P&PW(C)-6300
Government of India
Ministry of Personnel, Public Grievances & Pension
Department of Pension & Pensioners Welfare
8th Floor, Janpath Bhavan
Janpath, New Delhi.
Dated: 15 May 2020
OFFICE MEMORANDUM
Subject: Consolidated instructions for Pension Disbursing Authorities to ensure smooth payment of pension/family pension to pensioners /family pensioners.
On an analysis of the grievances received in this Department, it has been observed that updated and consolidated instructions will help improve the processing of Pensioners requests by banks and others. Hence, an attempt has been made herein, to consolidate relevant instructions issued by Department of Pension & Pensioners Welfare from time to time with regard to disbursement of pension and family pension. These Banks are adopting different procedures, while releasing pension/ family pension or seeking declarations/certificates from pensioners I family pensioners at different periodicity. Therefore, the following consolidated guidelines are being issued with an objective to create awareness among CPPCs/ bank branches on updated rules and instructions in this regard-:
(i) Requirement of pensioners to be present in person before paying bank branch for credit of first pension: The pensioner is no longer required to visit bank in person for credit of his first pension. The undertaking with regard to recovery of over payment from pensioner is forwarded to concerned bank CPPC through CPAO along with the PPO Bank will not insist for the presence of pensioner in order to activate their pension account. (DoPPW’s 0M No. 1/2712011-P&PW dated 7th May 2014)
(ii) Requirement of family pensioner to submit form 14: On death of a pensioner, the spouse is not required to submit form 14, if he/she was having a joint account with the pensioner and authorisation for payment of family pension exists in the Pension Payment Order (PPO) in his/her favour. In such cases, spouse will be required to provide only a copy of the death certificate to the pension paying branch in order to commence his/her family pension. Pension disbursing bank will identify the family pensioners based on the information furnished in PPO and its own Know Your Customer procedure without insisting him/her to physically present himself / herself in the paying bank.(DoPPW’s OM No. 1/2712011-P&PW dated 20th September 2013)
(iii) Insisting spouse to open separate bank account for getting family pension: Banks will not insist for opening a new account when the spouse was having a joint account with the pensioner and authorization for payment of family pension exists in the Pension Payment Order (PPO) in his/her favor. (RBI Circular- Disbursement of Government Pension by Agency Banks dated September 9, 2019)
READ ALSO: FAQ for Pensioners – Digital Life Certificate (DLC) / Jeevan Pramaan
(iv) Submission of declaration for taking up commercial employment after retirement: This declaration is required from pensioners who have retired from Group ‘A’ services/posts. This declaration is required only in the first year after retirement of a Group A officer, Therefore, this declaration may not be sought from the pensioner after expiry of one year from the date of retirement, If a pensioner desires that he has taken up commercial employment within one year from the date of retirement without obtaining permission of Government, Pension disbursing bank will seek the orders of the Government through the CPAO before making further pension payments. However, if a pensioner declares that he has taken up commercial employment within one year after retirement with the permission of the Government, Pension disbursing bank will continue to pay his /her pension. (Rule lo of CCS Pension Rule).
(v) Submission of re-employment certificate: A pensioner is required to furnish a re-employment declaration once in a year i.e. in the month of November every year. If a pensioner declares that he is re-employed under the Central or State Government. or a Corporation! Company! Body/ Rank under them, the element of dearness relief during the period of re-employment may not be credited by the bank during the period of such reemployment. However, if a pensioner declares about his re-employment and also states that in accordance with the relevant rules/instructions, entire amount of his/her pension has been ignored while fixing his/her pay in the re-employment post, he will continue to be eligible to draw dearness relief along with pension. If a pensioner fails to submit requisite declaration in the month of November, the element of dearness relief on his monthly pension may not be credited by the bank and he may be paid pension excluding the dearness relief. Employment / reemployment of spouse does not affect his/her family pension. Therefore, Dearness Relief will continue to be paid with family pension to the spouse who is employed/re-employed in the aforesaid organizations. ( Rule 55 of CCS Pension Rules 1972).
(vi) Submission of non-earning certificate: A family pensioner, other than spouse, has to submit a declaration of non-earning his/her livelihood every year in the month of November As per rule 54(6) of CCS (Pension) Rules, 1972, family pension is allowed to a son, daughter, disabled sibling or parents of a deceased pensioner or a deceased Government servant until he/she starts earning his/her livelihood. This declaration is, however, not required from the spouse for continuing his/her family pension. (Rule 54(6) of CCS Pension Rules)
(vii) Submission of declaration of marriage: A family pensioner, other than spouse, has to submit a declaration of non-marriage/non re-marriage every six months. The family pension is discontinued it she/he gets married/re-married, It the spouse is a recipient of family pension, no certificate of remarriage is required to be furnished by him/her. At the time of commencement of family pension, an undertaking will be obtained from him/her to the effect that in the event of his/her re-marnage, he/she will report the fact to the pension disbursing bank promptly, However childless widow of deceased Government servant and disabled child of a pensioner / Government servant will continue to get family pension even if they get married/re-married. (Rule 54(6) of CCS (PENSION) RULES, 1972)
READ ALSO: Submission of Digital Life Certificate by Disabled and aged (80 years and above) pensioners
(viii) Submission of life certificate: Life certificate has to be submitted by every pensioner/family pensioners in the month of November every year Pension Disbursing bank will also accept Aadhaar enabled Digital Life Certificate Jeevan Pramaan. Old aged pensioners who are 80 years and above can submit life certificate in the month of October also.( Dio Pension & Pensioners Welfare’s 0M No. 1/20/2018 P&PW (E) Dated 18.07.2019)
READ ALSO: How to submit online-Pensioners Life Certificate-Step By Step-Last date 30 November
(ix) Submission of disability certificate: If family pension has been sanctioned to a disabled child and the disability is temporary. the guardian of such disabled child shall produce disability certificate once in every 5 years to the effect that he/she continues to suffer from such disorder /disability in order to continue family pension. No fresh certificate of disability would be required in the case of a child with permanent disability. A disabled child will also be required to self-certify every year that he/she has not started earning his/her livelihood (Rule 54(6) of CCS Pension Rule,1972)
READ ALSO: How to get Digital Life Certificate through online and the step
(x) Restoration of commuted portion of pension: Restoration of commuted portion of pension after 15 years is to be made automatically by bank. Pensioner will not be asked to make application for restoration of commuted portion of pension. In cases where the date of commutation is not readily available in the PPO the bank will obtain the information from the Accounts Officer who issued the PPO through Central Pension Accounting Office before restoring the commuted portion of pension. The amount of commuted pension will not be deducted from family pension (Rule 10 of CCS (Commutation of Pension) Rules,1981 )
(xi) Paying additional amount of pension on attaining the age of 80 years and above: The additional quantum of pension/family pension will be paid on attaining the age 80 years and above. Additional pension is paid from the first day of the month in which a pensioner/family pensioner completes the age of 80 years and above For example, if a pensioner /family pensioner completes the age of 80 years in the month of August, 2020, he will be paid additional pension/family pension from 1st day of the month of August, 2020. Bank will not insist for any request /application from pensioners /family pensioners in order to pay additional pension to them. The quantum of additional pension/family pension to the pensioners/family pensioners is as follows:
Age of Pensioner | Additional quantum of pension |
From 80 years to less than 85 years | 20% of basic pension |
From 85 years to less than 90 years | 30% of basic pension |
From 90 years to less than 95 years | 40% of basic pension |
From 95 years to less than 100 years | 50% of basic pension |
100 years or more | 100% of basic pension |
(D/o Pension & Pensioners Welfare’s OM No. dated 38/37/08 P&PW(A) dated 2nd September & 3rd October 2008)
(xii) Obtaining of Life Certificate from the doorstep of the pensioners: The Department has issued directions to all the Pension Disbursing Banks to send SMSs/Emails to all their pensioners on 24th October, 1st November, 15th November and 25th November every year reminding them to submit their Annual Life Certificates by 30th November. The Department directed all Pension Disbursing Banks to make an exception list as on 1 December every year of those pensioners who fail to submit their Life Certificate and issue another SMS/Email to them for submitting the Life Certificate.
The bank, in addition, will also ask sud- pensioners through SMS / EmaiI as to whether they are interested in submission of Life Certificate through a chargeable door-step service, on a nominal charge not exceeding Rs. 60/- (D/o Pension &Pensioners Welfare’s Circular No, 1214/2020-P&PW(C)-6300, dated 17.01.2020).
2. All banks are advised to comply with the above instructions and to give wide publicity by putting up these instructions on their websites and also on the notice boards of the branches of the bank etc.
3. This issues with the approval of the competent authority
(Rajesh Kumar)
Under Secretary to the Government of India
READ ALSO:
- Option 1 recommended by 7th CPC for the revision of pension/family pension of Pre 2016 retirees DENIED May 19, 2017Read more…
- Calculate to know the increase in basic pension! May 19, 2017Read more…
- Model calculation for a Pre-2006 HSG-II Pensioner retired in 30.06.2004 May 19, 2017Read more…
- 7th CPC Pension Calculation for Pre-2016 Pensioners – KarnatakaCOC May 15, 2017Read more…
- How to calculate 7th CPC Pension as per DoPPW order dated on 12.5.2017 May 15, 2017Read more…
- DoPPW Order dated 12.5.2017 is still not clear for Pensioners May 15, 2017Read more…
- Revision of Pension as per 7th CPC for Pre-2016 Pensioners: Orders issued on the report of Pension Committee May 14, 2017Read more…
- Examples of Calculation of Pension/Family Pension as per OM issued on 12.5.2017 by Pensioners Portal May 14, 2017Read more…
- Cabinet & Pension Committee has Rejected the More Beneficial Option – Confederation May 4, 2017Read more…
- 30% Add on Pay Element to the Retiring Loco Inspectors for Reckoning Pensionary Benefits March 29, 2017Read more…
- REVISION OF PENSION OF AUTONOMOUS BODY PENSIONERS — FINANCE MINISTRY’S STAND March 20, 2017Read more…
- Last date of submission of Digital Life Certificate through Jeevan Pramaan Patra extended upto 31.03.2017 March 8, 2017Read more…
- How to apply for granting family pension on the death of Govt servant, pensioner, family pensioner February 23, 2017Read more…
- Option -1 for Pre-2016 Pensioners Rejected – Confederation February 17, 2017Read more…
- Providing breakup of pension and arrear payments & recoveries to pensioners – CPAO January 11, 2017Read more…
- Notification on amendment to the Railway Services (Pension) Rules, 1993-Issued on 04.01.2017 January 8, 2017Read more…
- ESIC – Implementation of the recommendation of 7th CPC December 27, 2016Read more…
- AUTONOMOUS BODIES – REVISION OF PAY AND PENSION- LIKELY TO BE DELAYED December 23, 2016Read more…
- Delinking of revised pension from qualifying service of 33 years – CPAO Order on 20 Dec 2016 December 22, 2016Read more…
- PCDA Circular regarding ceiling applicable to disability pension/family pension – Circular No.C- 159 December 21, 2016Read more…
- Non-payment of Fixed Medical Allowance to the Retired Railway Employees December 17, 2016Read more…
- Defence Expert Committee Report on reduction of litigation including Service and Pension Matters and grievances redressal December 16, 2016Read more…
- Disposal of pending pre-2006 pension revision cases – CPAO December 15, 2016Read more…
- Steps For E-Revision Six Pay Commission To Seven Pay Commission December 15, 2016Read more…
- Aadhaar mandatory for pensioners December 15, 2016Read more…
- Format for reporting the restoration of Commutation & Format for reporting the start of family pension December 14, 2016Read more…
- Admissibility of Dearness Relief to pensioners on absorption in PSUs / employed family pensioners December 13, 2016Read more…
- Resolving of old pension cases December 10, 2016Read more…
- Revision of provisional pension sanctioned under Rule 69 of the CCS (Pension) Rules, 1972 December 2, 2016Read more…
- Processing of Pension cases mandatorily through Bhavishya (Online Pension Sanction & Payment Tracking System) w.e.f 01/01/2017 – reg. December 1, 2016Read more…
- RBI asks banks to be cash-ready for pensioners & armed forces November 25, 2016Read more…
- DR to CG pensioners/family pensioners from 1.7.2016 – Orders issued November 17, 2016Read more…
- Revision of pension of pre-2006 pensioners — delinking of revised pension from qualifying service of 33 years — amendment requested November 17, 2016Read more…
- AIPRPA SEEKS CASH PAYMENT OF PENSION FOR NOVEMBER & DECEMBER MONTHS November 17, 2016Read more…
- Submission of Life Certificate for Pensioners extended to 15 January 2017 November 15, 2016Read more…
- Submission of Life Certificate for Pensioners extended to January 15, 2017 November 14, 2016Read more…
- Attention Central Government (Civil) Pensioners /Family Pensioners October 10, 2016Read more…
- Delinking of qualifying service of 33 years for revised pension (JCOs/ORs and Commissioned Officers) – Ministry of Defence October 3, 2016Read more…
- Finance Minister launches the Web Responsive Pensioner’s Service portal to provide better services to the pensioners September 14, 2016Read more…
- Web-based ‘Pensioners’ Portal’, a Mission Mode Project under the National e-Govemance Plan (NeGP) – Release of Grant-in Aid to Pensioners’ Associations for implementation of the objectives of the Portal September 13, 2016Read more…
- Employees retiring from the ‘BHAVISHYA’ System hereby requested to register themselves on ‘SANKALP’ September 2, 2016Read more…
- Ex-servicemen to get pension information on SMS, says official August 30, 2016Read more…
- Clean up the employees’ pension scheme August 26, 2016Read more…
- Pension Ministry says No need for Department Authorisation – But without Department endorsement Mysore PTC may not make changes in the software August 19, 2016Read more…
- Method of Calculation of disability where two types of IDs are involved August 12, 2016Read more…
- Govt to set up Two Committees to hire retired Central Govt Employees August 11, 2016Read more…
- Schemes for Retired Employees August 10, 2016Read more…
- Pre-2016 retirees to get enhanced pension, arrears by Aug-end August 10, 2016Read more…
- Restoration of 1/3rd commuted portion of pension August 8, 2016Read more…
- Pensioners send representation to the Secy. ARPG/Chairman & to other members of the committee constituted to study feasibility August 7, 2016Read more…
- Restoration of 1/3rd commuted portion of pension in respect of Government servants who had drawn lumpsum payment – DPPW orders August 5, 2016Read more…
- Modifying the liability of BSNL towards the payment of pensionary benefits to the retired employees July 28, 2016Read more…
- NC/JCM’s writes to Cabinet Secretary reg. revision of pension July 18, 2016Read more…
- 7th Pay Commission General Features on Employees and Pensioners June 30, 2016Read more…
- Pre-2006 Pensioners with less than 33 years service – Check with the Table June 27, 2016Read more…
- Highlights of Action Taken Report of SCOVA ON 27.06.2016 June 27, 2016Read more…
- Issues raised by Pensioners Associations & Pensioners for redressal/Action by Banks June 21, 2016Read more…
- Revision of pension of pre-2006 pensioners — delinking of revised pension from qualifying service of 33 years – Request for clarification Reg. Retirement after 10 years of service on Superannuation and absorption in government autonomous bodies / government undertakings June 18, 2016Read more…
- Minutes of the Pre Retirement counseling workshop held on 31st May, 2016 at Vigyam Bhawan under the chairmanship of Secretary (Pension) June 17, 2016Read more…
- Date of Birth on 1st January 1956 forced him to retire a month advance affects his 7th CPC benefits June 13, 2016Read more…
- Revision of Casualty Pensionary awards in respect of r/o Pre-2006 Armed Forced Officer and JCOs/ ORs Pensioners/ Family pensioners June 10, 2016Read more…
- Brief of the meeting with the Secretary(Pension) held on 03.06.2016 – NC JCM Staff Side June 5, 2016Read more…
- Provision of Minimum Pension of Rs.1000 per month the Pensioners under the Employees Pension Scheme 1995 June 3, 2016Read more…
- DOPPW stand against implementation of 100% parity in pension (recommendation by 7th CPC) : BPS June 2, 2016Read more…
- Good News for Central Government Pensioners – SPECIAL AADHAAR SEEDING AND REGISTRATION CAMP May 23, 2016Read more…
- Development of Single Window Service for Central Government Pensioners May 23, 2016Read more…
- 28th SCOVA meeting under the Chairmanship of Hon’ble MOS(PP)- Rescheduling of Date and Time May 11, 2016Read more…
- Grant of Dearness Relief @ 237 % w.e.f. 01.01.2016 to CPF beneficiaries in receipt of ex-gratia payment: Pension Portal Order May 5, 2016Read more…
- DELAY IN DISBURSEMENT OF PENSION May 3, 2016Read more…
- Contact details of all CPCC Bank Branches – LIST OF CPPCs April 25, 2016Read more…
- Biggest news of 2016 for Central Government pensioners April 8, 2016Read more…
- Pension arrears from 1.1.2006 – Delinking of revised pension from qualifying service of 33 years for pre-2006 pensioners April 8, 2016Read more…
- Minutes of JCM (Staff Side) meeting with the Chairmanship of Secretary(P&PW) April 2, 2016Read more…
- OROP Arrears is expected to be released by March end to family pensioners March 14, 2016Read more…
- Clarification about Changes made in the Tax Treatment for Recognised Provident Fund & National Pension System (NPS) March 2, 2016Read more…
- Implementation of “Bhavishya” in Ministries/Department including their attached/subordinate offices Training on Bhavishya by NICSI empanelled agencies February 17, 2016Read more…
- PENSIONERS WIN ANOTHER BATTLE -BPS February 17, 2016Read more…
- Family Identity Cards (FIC) to Retiring and Retired Railway Employees February 8, 2016Read more…
- Jeevan Pramaan- A Hit With Pensioners February 2, 2016Read more…
- Implementation of digital signed pension revision authorities in all banks-28-01-2016 February 1, 2016Read more…
- Basic pension of Group ‘C” and ‘D’ retirees of Major Port Trusts & Dock Labour Board to increase by 5.69 % February 1, 2016Read more…
- Ensuring safety & security in sending digitally signed online-e-Revision Authority to CPPCs of banks from CPAO February 1, 2016Read more…
- Payment of Arrears of pension to pre-2006 pensioners w.e.f. 01/01/2006 – CPAO Orders on 21.01.2016 February 1, 2016Read more…
- DoPT has already introduced one-page form for Central Pensioners – Dr Jitendra Singh January 29, 2016Read more…
- Grant of Dearness Relief to West Bengal State Government Pensioners /Family Pensioners with effect from January 01,2016 January 22, 2016Read more…
- Anomalies in Pension of Pre-2006 HAG / S-30 Grade Pensioners of Organised Group ‘A’ Services January 22, 2016Read more…
- Various Gazette Notifications issued by EPFO from Time to Time January 21, 2016Read more…
- Pensioner’s account should not have more than 14 credit transactions in a calendar year -RBI January 21, 2016Read more…
- Deletion of unmatched Subscriber Contribution Files (SCFs) in CRA system after 10 days of SCF upload January 20, 2016Read more…
- Review of CSS Officers (Deputy Secretary) under FR 56(J) and Rule 48 of CSS (Pension) Rules, 1972 – DOPT Orders 2016 January 20, 2016Read more…
- Extension of time-line upto 31st March, 2016 for Government Co-contribution under the Atal Pension Yojana (APY) January 20, 2016Read more…
- CAT Reserves judgment in Full Pension on Superannuation after 10 years of service by Pre 2006 Pensioners January 20, 2016Read more…
- Court Orders against DOP&PW Government of India Instructions on service matters – Consulation with Ministry of Law and DOP&PW on the question of filling appeals before implementation of Court’s orders. January 18, 2016Read more…
- Full Pension 33 years or 20 Years- Latest information January 18, 2016Read more…
- NFIR writes to JCM Secretary regarding the discussion points in the meeting with DPPW January 13, 2016Read more…
- Procedure for empanelment of retired officers as the Inquiry Officers for conducting Departmental Inquiries January 8, 2016Read more…
- Revision of pension in r/o pre-2006 Commissioned Officers/JCOs/ORs pensioners/ Family pensioners December 31, 2015Read more…
- Anomaly in Pension Fixation as per 7th Pay Commission Recommendations December 30, 2015Read more…
- Rounding off of a fraction of a rupee in regulation of additional pension – MoD Order on 23.12.2015 December 25, 2015Read more…
- No proposal to do away with the existing procedure of Submitting annual life certificate – Delay in giving pension benefits December 24, 2015Read more…